ABOUT VALUATION SERVICES
Appraisal and Appraisal Review
LHL Appraisal Associates, Inc. performs a variety of valuation services, including but not limited to Appraisal and Appraisal Review. An appraisal is the act or process of developing an opinion of value of or pertaining to appraising and related functions such as appraisal practice or appraisal services. An appraisal is numerically expressed as a specific amount, as a range of numbers, or as a relationship (e.g., not more than, not less than) to a previous value opinion or numerical benchmark (e.g., assessed value, collateral value), while Appraisal Review is the act or process of developing an opinion about the quality of another appraiser’s work (i.e., a report, part of a report, a workfile, or some combination of these), that was performed as part of an appraisal or appraisal review assignment. (USPAP 2020-2021 Ed.)
Home Appraisal For Divorce
LHL Appraisal Associates, Inc. provides specialized appraisal and appraisal review services specifically tailored for marital dissolution proceedings.
Appraisals for divorce cases play a critical role in accurately establishing asset values for settlement or trial. Unlike typical appraisals used for lending, divorce appraisals require defensible conclusions and appraisers who can offer competent, credible testimony when called upon. These qualities are often the top priorities for attorneys selecting an expert appraisal witness.
With extensive experience in divorce-related appraisals and a proven track record as expert witnesses, our team ensures that our opinions of value withstand the most rigorous scrutiny.
Estate & Gift/Date of Death Appraisal
LHL Appraisal Associates, Inc. provides specialized appraisal and appraisal review services for estate settlement, gift tax reporting, and date of death valuations.
When a person passes away, it is essential to accurately value all of their assets, including real property. A date of death appraisal determines the Fair Market Value of real estate as of the owner’s date of death. This valuation is critical for establishing whether a federal estate tax return must be filed with the IRS and, if so, the amount of estate tax owed—commonly known as the “death tax.” Additionally, this valuation sets the new income tax basis for the decedent’s assets as they transfer to heirs.
These matters are often complex and sensitive, requiring careful handling and appraisal methods that are legally defensible and will withstand court scrutiny.
With extensive experience in estate and gift tax appraisals, coupled with a proven track record as expert witnesses, our firm ensures that our opinions of value remain robust under the most rigorous examination.
Title Insurance, Fire Loss Claims & Property Encroachment Appraisal
LHL Appraisal Associates, Inc. offers specialized appraisal and appraisal review services to determine the diminution in value resulting from disputes such as title insurance claims, fire loss claims, and property encroachments.
Is your neighbor attempting to claim a portion of your property through adverse possession? Are you facing a fence line encroachment dispute? Or has your title insurance company overlooked an easement that grants your neighbor rights to part of your land? These types of conflicts are common across a wide range of settings—from densely packed urban neighborhoods where homes border each other closely, to expansive rural properties with longstanding informal use by neighboring families.
Resolving these property rights disputes requires a nuanced approach and the expertise of a qualified appraiser who can accurately assess the appropriate diminution in value to facilitate a fair resolution.
With extensive experience in property rights appraisals and a proven history as expert witnesses, our firm provides opinions of value that withstand the most rigorous scrutiny.
Mortgage Lending Appraisal
LHL Appraisal Associates, Inc. provides professional appraisal and appraisal review services for mortgage lending transactions.
Whether you’re purchasing a home with a mortgage, refinancing an existing loan, or selling your property to anyone other than an all-cash buyer, a home appraisal is a critical part of the process. Buyers, owners, and sellers alike benefit from understanding how the appraisal works and how a qualified appraiser determines a home’s value.
An appraisal offers an unbiased, professional opinion of a property’s value and is required whenever a mortgage is involved in buying, refinancing, or selling real estate.
Our experienced appraisers conduct thorough in-person inspections and analyze recent sales of comparable properties, current market conditions, and specific features of the home to accurately determine its fair market value.
Eminent Domain/Condemnation Appraisal
LHL Appraisal Associates, Inc. provides expert appraisal and appraisal review services for eminent domain negotiation proceedings, whether in lieu of condemnation or as evidence in trial.
Eminent domain appraisals typically arise from the whole or partial taking of real estate by government agencies or utility companies. The primary purpose of these appraisals is to establish fair compensation for property owners who suffer a loss of property or property rights. Under eminent domain law, the government may acquire private property for public use, provided that just compensation is paid to the owner. However, appraisal values presented by the government and the property owner often differ significantly, potentially leading to disputes.
With extensive experience in eminent domain appraisals and a proven track record as expert witnesses, our firm ensures that our opinions of value will withstand the most rigorous scrutiny.
ABOUT US
Let’s Talk About Property
Have questions or need a reliable property appraisal? Our experienced team is ready to provide the insight and support you need. Contact us today — we're here to help you make informed decisions with confidence.
Litigation Support/Arbitration & Mediation
In today’s complex legal landscape, real estate appraisals play a crucial role in litigation, arbitration, and mediation proceedings. Achieving favorable outcomes requires the expertise of seasoned professionals who understand both the technical and legal nuances of property valuation. LHL Appraisal Associates, Inc. brings a wealth of experience in providing litigation support and expert witness services, serving a diverse client base that includes government agencies, tax authorities, financial institutions, and legal and accounting firms.
Our firm has successfully addressed a wide range of valuation challenges, from divorce and partnership disputes to retrospective valuations and eminent domain cases. We have also navigated complex issues such as property value impacts from flooding, estate settlements, insect infestations, construction defects, developer class actions, fire loss claims, and title insurance disputes.
At LHL, we pride ourselves on our unwavering objectivity. We offer expert consultation to help clients assess the strengths and weaknesses of appraisals presented by opposing parties and undertake thorough research and analysis to support or refute key assumptions and conclusions. With our extensive experience and a proven track record, we confidently handle any appraisal assignment, providing valuations that withstand the most rigorous scrutiny and support our clients’ legal strategies effectively.
Tax Appeal/ Ad Valorem
Most localities determine your property tax burden based on an ad valorem assessment of the property’s value. Sometimes, as a property owner, you get an unwanted surprise in the mail telling you your taxes are going up, and sometimes it may seem as though your assessment is too high. Often, matters like this can be resolved with a simple petition. However, if after petitioning your assessment with your local taxing authority you still feel as though your property was overvalued, a professional, independent, third-party appraiser is often your best bet in proving your case. That’s where we come in. There are as many different procedures for appealing assessments as there are property taxing districts, so it’s important to enlist the help of a professional appraisal firm that’s experienced and trained in the ins and outs of your particular jurisdiction.
Please note: It makes sense to do your own research before determining whether to go forward with a property assessment appeal, especially before you make the decision to hire a professional appraiser. However, according to the Uniform Standards of Professional Appraisal Practice (USPAP), we are not allowed to take “shortcuts” — i.e., your research — and use it on its face as part of our independent evaluation. When you hire us for an assessment appeal, you’re commissioning an independent, third-party professional appraisal report. As such we do our own
evaluation, beginning to end. If you’re right that your property has been overvalued, an independent report such as ours will be even more persuasive than any other evidence you can marshal on your own. But it depends on our ability to do the work independently.
Sometimes, you will have a hearing on your assessment appeal and will need for the appraiser you’ve hired to testify on your behalf. Be assured that at LHL Appraisal Associates, Inc., we are able to professionally and persuasively testify at appeal hearings.
HOA Replacement Reserve Studies
LHL Appraisal Associates, Inc. offers expert Reserve Study services designed to support homeowner associations across Seattle and the Northwest. Recognizing the importance of careful financial planning, these studies provide detailed inventories of replacement components, ensuring even large communities receive thorough and customized assessments. The Reserve Studies include a practical 30-year calendar that helps associations anticipate and plan for future expenses effectively.
All reports are prepared following strict national standards, including compliance with USPAP and the Appraisal Institute’s ethical guidelines, and are supervised by certified professionals to ensure accuracy and reliability. The studies employ both component and cash flow methods to offer a clear financial picture, supplemented by easy-to-understand graphs that highlight funding needs and strategies.
By working closely with community managers and Boards of Directors, LHL Appraisal Associates delivers realistic funding plans tailored to address even the most complex financial challenges. This proactive approach not only helps prevent funding shortfalls but also supports Boards in fulfilling their fiduciary duties, providing peace of mind for the entire community.
Insurable Replacement
LHL Appraisal Associates, Inc. specializes in providing precise insurable replacement cost analyses, a critical factor used by insurance companies to determine appropriate coverage levels. Estimating the insurable replacement cost of a property demands careful, credible evaluation by experienced consultants.
When performing this valuation—whether for the first time or following changes to the property—a thorough site inspection is conducted alongside the property representative to assess all insurable components. This inspection is often followed by a consultation to review the findings and discuss their implications for the valuation. Detailed construction plans are then examined to accurately estimate the quality and quantity of each component. If plans are unavailable, physical measurements and inventories are taken on-site. With all necessary property data collected, the valuation and reporting process begins.
Our insurance replacement cost reports typically rely on the replacement cost per square foot method or the segregated cost method, using data from the nationally recognized Marshall & Swift Valuation Service Cost Guide. Additionally, we leverage strong relationships with local contractors, architects, and engineers to validate and supplement cost data as needed, ensuring a thorough and reliable appraisal.
ABOUT US
Let’s Talk About Property
Have questions or need a reliable property appraisal? Our experienced team is ready to provide the insight and support you need. Contact us today — we're here to help you make informed decisions with confidence.